The Three Warranty Types
- Equipment/product warranty โ covers manufacturing defects in the panels themselves, typically 10-25 years depending on the brand.
- Performance warranty โ guarantees the panels will produce at least a certain percentage of their original output after a set number of years (commonly 85%+ after 25 years) โ this is the degradation guarantee.
- Workmanship/installation warranty โ covers the installer's work itself (mounting, wiring), separate from the equipment โ typically shorter, often 5-10 years, and specific to the installer, not the panel manufacturer.
Why This Matters
A premium panel brand with an excellent 25-year product warranty doesn't protect you if your installer's workmanship warranty is only 5 years and they go out of business before a wiring issue surfaces. Checking all three warranty types โ and who specifically backs each one (manufacturer vs. installer) โ matters more than focusing on a single headline warranty number.
What Happens If the Installer Goes Out of Business
Equipment/product warranties are typically backed by the panel manufacturer directly, so they generally survive even if your installer closes. Workmanship warranties, however, are usually tied to the installing company specifically โ if they go out of business, that coverage may become difficult or impossible to claim, which is worth weighing when choosing between an established national installer and a smaller local company.
Frequently Asked Questions
0.3% to 0.5% per year is standard for quality panels โ meaning after 25 years, a system still produces over 85% of its original output, which is the benchmark most performance warranties guarantee.
Typically not under the standard product or performance warranty โ severe weather damage is usually a homeowners insurance matter, not a solar warranty claim, so confirm your policy covers rooftop solar equipment specifically.